We have the mortgage programs you need.
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If you’re buying your first rental property or adding an additional one to your rental portfolio, this program is for you.
WHAT WE NEED:
Photo ID
Copy of the purchase contract
Copy of the seller’s existing lease, if applicable
Bank statements showing funds to close the transaction
An appraisal (we order)
WHAT WE NEVER NEED:
Employment or income information
Copies of tax returns or other income documentation
Copies of documents related to other real estate you own
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If you’re reducing the interest rate on your existing rental home’s mortgage, this program is for you.
WHAT WE NEED:
Photo ID
Copy of the existing mortgage monthly statement
Copy of the existing lease, if applicable
Bank statements showing reserves, typically 3 months of the home’s mortgage payment
An appraisal (we order)
WHAT WE NEVER NEED:
Employment or income information
Copies of tax returns or other income documentation
Copies of documents related to other real estate you own
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If you’re taking cash out of equity your existing rental home, this program is for you.
WHAT WE NEED:
Photo ID
Copy of the existing mortgage monthly statement, if applicable
Copy of the existing lease, if applicable
An appraisal (we order)
WHAT WE NEVER NEED:
Employment or income information
Copies of tax returns or other income documentation
Copies of documents related to other real estate you own
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Designed for experienced real estate investors looking to rehab a property for sale or keep as a rental. This program allows you to maximize your leverage, financing acquisition price and up to 100% of repairs in one transaction.
WHAT WE NEED:
Photo ID
Copy of the purchase contract
Copy of rehab contractor(s) plans and estimate.
Bank statements showing funds to close the transaction
An appraisal (we order)
WHAT WE NEVER NEED:
Employment or income information
Copies of tax returns or other income documentation
Copies of documents related to other real estate you own
There’s a reason our logo looks like a maze.
Mortgage lending is one of the most highly regulated industries in the United States. Federal and state governments have enacted a veritable alphabet soup of regulations, creating a maze for industry professionals and borrowers.
Take the path of least resistance.
The mortgage process can be complicated, confusing, and certainly frustrating. The mortgage needs of real estate investors are different than a primary residence. Why use the same road? We eliminate the unnecessary aspects of the process and provide the path of least resistance for investors.
No employment or income verification.
Our loan programs require zero employment or income verification, and allow our clients to bypass the possible pitfalls which can arise from that aspect of the mortgage process. Instead, we use a variety of sources to determine the estimated rent the property will earn, and compare that to the mortgage payment. Simplicity is so sweet!
